Services provided by us...your
California group health
insurance agent
As an Independent health
insurance agency focused
exclusively on health, life,
dental, and vision products our
expertise is very high on the
leading health carriers,
California marketplace, pricing,
and plans. You’ll receive
quality, well informed,
practical advice always based on
the best interest of your
company and goals for employee
benefits.
Custom Health Plan Design
Prior to creating a formal
proposal we’ll gather your
company and employee data with
your goals for cost and
benefits. This can be done
through our website plan
design form or
call us for a
consultation over the phone, all
free of charge. There are
hundreds of plans available to
you with names and acronyms like
HSA, PPO, HRA, HMO, POS, EPO,
where you can easily find
yourself confused and paying
misguided amounts for insurance
premiums.
Independent Agency
Perspective
As an Independent Agency
contracted with the major health
insurance California carriers we
can show you the latest
information on all the great
options on the market, not just
products at one health insurer.
This way you are assured you are
getting a good competitive
value.
Transaction Processing
You’ll submit your new plan
applications, new employees,
company plan changes, new family
member additions etc. through us
to get guidance on the proper
method and status monitoring to
see the transaction through.
We’ll take the workload off your
hands so you can focus on
running your business and stop
wasting time guessing about
enrollment and changes.
Employee
Claims If an
employee has a claims issue we
are happy to explain any claims
payment and assist with getting
missing compensation applied to
the plan coverage. Claims can
be very frustrating mainly due
to expectations misunderstood or
confusion regarding the system.
In the event an appeal of a
claims processing is needed, we
are happy to assist at your
request.
Billing
Billing clarification
questions arise usually due to
changes in enrollment,
termination, or plan switches.
We are happy to help with any
and all cost questions and if
adjustments are necessary we’ll
gladly handle them on your
behalf. Sometimes a bill is
just a mistake and it’s great to
have an Agent to represent your
interests in getting a
correction.
Plan Benefit
Questions
We will respond to any
of your employee plan benefit
questions so you don’t waste
time trying to read and explain
available benefits to your
employees. Believe us, your
employees will come to you with
plan benefit questions and
having to fumble through
complicated contracts and
benefit detail is not a good
usage of your time.
Dental Plan Design
After reviewing dental coverage
needs and cost factors we’ll
propose a condensed dental plan
design suited for getting the
most value. Employer premium
contribution, employee cost
estimations, and local provider
availability is all factored.
It’s very easy to throw dollars
at this benefit and not maximize
your return on coverage. We’ll
explain to you what all those
complicated terms mean and where
the not so apparent plan
differences exist.
Other
important
resources:
California
Small Group
health quote
California
Small Group
online
doctor
listing
California
Group
Enrollment
and
Eligibility
Center
