DOES
AB1672
AFFECT
CALIFORNIA
GROUP
HEALTH
INSURANCE
ENROLLMENT
What is the process to enroll in Small Group or Small Business Coverage?
Question. You are a California Small Business and you’ve made your decision to apply for health insurance coverage. What is the process to enroll my employees into the coverage?
The process to enroll eligible California full time w2 payroll employees is actually quite paper intensive. Completed paperwork and taking time and care to fill in every field is crucial. A non answer on a form or application won’t possibly delay your enrollment, it most absolutely will. The California health insurance carriers follow a guideline set by a piece of state legislation called AB 1672. Among other items, AB 1672 sets parameters for California small businesses to obtain guaranteed issue California health insurance for their employees.
To qualify a Small Business must have:
2 to 50 full time eligible employees
75% of eligible employees participating in the plan
51% of eligible employees California residents
W2 quarterly payroll documentation for employees not listed as owners/officers
The Small Business then submits a series of documents and forms to the Underwriting department for consideration. These documents can include:
Employee Applications
Employer Application
Most recent DE-6 Quarterly Wage and Withholding form
Company check for 1st month’s premium
Articles of Incorporation, Business License or Partnership Agreement
Evidence of Employee Prior or Current health insurance coverage
All original documentation is submitted via the agency to the underwriting department, who then reviews all the forms and determines if the group qualifies according to State of
California AB 1672 and all the required forms are received the group is then approved and the policy is issued.
Other
important
resources:
Carrier
comparison
in
California
California
Small Group
health quote
California
Small Group
online
doctor
listing
California
Group
Enrollment
and
Eligibility
Center
